There are multiple types of plans to choose from when it comes to Medicare. For example, Medicare Part A covers Hospital Insurance. This means it covers medically necessary services such as hospital inpatient care and hospice care as well as skilled nursing facilities and limited, medically necessary health homecare. Just remember that aside from supplementing seniors above 65 years of age, Medicare Advantage 2019 also helps out disabled people or persons with certain conditions regardless of age. As for Medicare Part B, it’s the Medical Insurance type of plan that everyone wants and offers coverage to a wide variety of services; in particular most of the medically necessary doctor services as well as preventive services such as flu shots and annual wellness examinations.
A Closer Look at Medicare Advantage
- More about Medicare Part B versus Part A: You can also enjoy coverage for limited or temporary home healthcare from Part B Medicare as well as ambulance transportation, durable medical equipment, outpatient mental healthcare, laboratory tests, and radiology services such as CT scans, MRIs, x-rays, ultrasound, and 2D echo. So compared to Part A’s hospitalization offerings, Part B is more focused on medical healthcare beyond the hospital, including equipment and home healthcare.
- The Coverage of Medicare Part C: In regard to what Medicare Part C covers, it’s important to note that it’s all about giving you an alternative way to receive Original Medicare or both Medicare Part A and B coverage. This is why it’s known as Medicare Advantage. This type of plan in 2019 is usually provided by private insurance providers with contracts from Medicare. These advantage plans cover almost everything from Part A and B, excluding hospice care.
- The Advantage Part of Medicare Part C: The thing that has eligible Medicare participants clamoring for Medicare Advantage over Original Medicare is the Medicare Advantage coverage for prescription drugs. This can also include additional benefits outside of the standard ones offered by Original Medicare, such as services for dental, hearing, and vision health. However, please take note that not every Medicare Part C plan includes prescription medication coverage, so ask your insurance agent the details about their offered plans.